Practicing Opportunity Identification

Economic Trends
1. http://blog.indeed.com/2016/06/22/global-economy-employment-trends/
I found this trend in a blog written about a few different economic trends. I believe there is an opportunity here because it would allow employees to work less hours and employers to pay for less hours of work. Productivity also goes down as employees work longer hours, so the idea is that employees work shorter hours but more productive hours. Information from the Organization for Economic Cooperation and Development, a group of 34 countries, was released saying in 1990 employees worked 1,880 hours year, but in 2013 it dropped to 1,770. Productivity rates are higher in countries where people work less. The prototypical customer, or people who can benefit from it are both the employee and employer. I think the opportunity is decently easy to exploit it would just take some transition time that could be pretty difficult.

I'm sure others see this opportunity as well, but for me personally it was very demotivating knowing I was going to be working 9-10+ hours a day. I feel like if I were to work shorter shifts I would be much more motivated to work as hard as I can for the shorter amount of period of time.

2. http://blog.indeed.com/2016/06/22/global-economy-employment-trends/
I found this trend on the same blog. I believe there is an opportunity here because mobile is taking over most industries. In 2013 only 40% of job seekers used mobile, but in 2016 that number was already 60%. It also varies on region. South Korea has an 88% rate of job seekers using mobile while Poland only has a 29% rate. I think customers could consist of job seekers around the world. With the Internet, technology, and mobile growing everyday, I think this is extremely easy exploit. I see this opportunity because I am very interested in technology myself and, like most people, use a mobile device or computer everyday.

Regulatory Changes

3. https://assets.kpmg.com/content/dam/kpmg/us/pdf/2018/02/728013-nss-fs-top-10v5-web.pdf
I found this regulatory change in an article discussing multiple regulatory challenges. I see an opportunity in regulatory changes in cyber security. When there are risks to cyber security and data has a potential of being released, it can cause many problems. People may be hesitant to use technology available to them. If cyber security were to be more regulated and improved, it could increase the amount and type of information exchanged online, leading to much more efficient business. I think this is kind of difficult to exploit because of the nature of how regulations are passed.
I personally see this opportunity because, like I said I am big into technology and this affects me in terms of what I am comfortable and not comfortable with exchanging online.

4. https://assets.kpmg.com/content/dam/kpmg/us/pdf/2018/02/728013-nss-fs-top-10v5-web.pdf
I found this change on the same article as the last. I believe there is on opportunity here because it will encourage people and make people more comfortable with investing their money. It greatly reduces the risk of customers when investing their own money. If people are investing more money smartly and getting more money back it could lead to more spending which leads to a better economy. I think customers around the US could benefit from this. I also think it would be easy to exploit because mobile trading is getting more popular making it easier than ever to invest.
I am a finance major so this is a very interesting topic to me because I am interested in investing and possibly helping others invest. If more people were investing it would help my job opportunities out.